Paul. Given the super high rating of 91.40 that the business received, the www.refundselection.com review is very straightforward. I maxed out login tired and got my account suspended. Your choices include: Deposit to an Existing Account Once it arrives, simply follow these steps to make your refund preference selection: . How To Report Scam Emails. See Also: Pros & Cons of Using Bank5 Connect. We look forward to hearing from you. The refund preference you select will be in effect for the time you are enrolled at Hudson Valley Community College, and you can change your preference at any time by logging in to www.refundselection.com. They have an award-winning VPN service, protecting your privacy, securing your identity, and preventing third parties from tracking your device. Mobile banking apps are capable of solving all these problems. Our validator tool (VLDTR) confirms it is a high authority, trustworthy website. If you cant find your code, you can visit refundselction.com and request a new one. Lets take a closer look at the pros and cons found across the various BankMobile reviews. This message is legitimate and requires action on the part of the student.Students should have received a green envelope containing a personal code prior to receiving the email. Mike was amazing and was very helpful and kind! They referenced the BankMobile Vibe account option as a, According to BankMobile management, over the first two years since they launched the banking app, they have managed to save the college and university students, https://www.customersbank.com/about/corporate-leaders/luvleen-sidhu/, https://cdn.pixabay.com/photo/2019/10/02/18/00/selfie-4521579_960_720.jpg, https://cdn.gobankingrates.com/wp-content/uploads/2020/05/BankMobile-Vibe-review.jpg, Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Paul. Feel free to share this page on social media using the buttons provided at the top. We appreciate it!! Deposit to an Existing Account or. Enter your email address and password (If you don't remember your log in information, then call BankMobile at (877) 327-9515) 4. Theyalso dont charge overdraft fees, insufficient funds fees, monthly service fees, or cashiers check fees! AdvisoryHQ (All Rights Reserved), BankMobile was founded in 2014 by Jay Sidhu and his daughter Luvleen Sidhu. Was very responsive and kind through social channels. Jay Sidhu is also the CEO ofCustomers Bank. Institution, Go back to the previous page and try again, Use the search bar to find what you're looking for. How To Report a Scam Website We start to receive financial aid funds approximately six weeks into the term, although it can be longer for summer terms. Why should students choose a refund delivery method if they are not expecting a refund? Typically, it takes 1-2 business days for the receiving bank to credit the money to your account. Also, Cathy was very helpful and knew what was going on with my account and provided me great feedback and a clear solution. It was tested and vetted by our Scam Detector team. For more information, you can check out the following educational articles: Crypto Fraud Victim May Recover Their Assets Here After the school process the refund, they send the money to us. If that is done, one can reset their own password in under 2 minutes, even if their BMTX profile has been suspended. GRCC is an institution committed to accessibility, diversity and equal opportunity. Verification can help ensure real people write reviews about real companies. Thank you Jay for your review of BMTX. Thanks again for posting! For students receiving financial aid from their school, BankMobile guarantees they will receive their funds on time no matter the circumstances. Out of a maximum score of 5 stars, most customers give BankMobile around 4 stars. Today daughters have issued card, because the bank has good conditions. Your email address will not be published. No, www.refundselection.com is not a scam website, but it's your duty to spot the red flags every time you are engaging in an online transaction. Take care! Thanks again Paul! Reddit and its partners use cookies and similar technologies to provide you with a better experience. I wouldn't recommend them to use as an actual bank rather than a place to get your school refund and move it to your actual bank account. You know when you search, for example, for a flight and the next time you look at the same search the prices are higher? Surfshark has a super powerful antivirus program. Why am I getting a Personal Code? Pay. Guardio has over a million users and while it is affordable for the benefits it provides (just a few dollars a month), it covers up to 5 family members. Paul. Although ideal for students and young adults, BankMobile has no age limit for opening an account with them. They dont offer any other plans. They currentlyhave 55,000 ATMsworldwide, which is more thanChase,Wells Fargo, andBank of Americacombined! The website is owned and operated by BankMobile, who has partnered with your school to deposit your money or refund it quickly and securely. The subreddit for discussion related to college and collegiate life. They made a strategic decision that their entire business model would be based on all of their services being done online, with no physical branches where a consumer can go and talk to one of their bank employees. Paul. I saw two reddit posts with one or two people saying that it worked so I figured I'd give a try. How is my money delivered? In fact, we partner with over 700 campuses, and one in every three students in the U.S. receives their school refunds through BankMobile Disbursements. Be advised that your new selection will only . Discount, Submit This company is relatively new but has already established itself as one of the biggest and fastest-growing online banks in the United States. If they arent conducting their finances online, then a banking application is useless. We have reached out to you directly to discuss the status of your student refund. Dont Miss: How to Find the Top, Free, or Best Internet Banking Apps? Either you selected the check as a method of delivery or it defaulted to that. My community college uses it. Mike. They are more likely than any other generation before them to conduct all their financial business online. Hi KC. He told me how to change my refund status. BM Technologies, Inc. f/k/a BankMobile (NYSE American: BMTX, BMTX.W) is among the largest digital banking platforms in the U.S., providing access to checking and savings accounts, personal loans, credit cards, and financial wellness. If youre a student or young adult in your 20s, its likely that most of your daily activities are already conducted online. In response, almost every major bank now has its own banking application. Here are 8 tips for writing great reviews. Kristen, Thanks for the awesome review, Kristen! BankMobile offers five different banking options: BankMobile Vibe, Vibe UP, Credit, Personal Loans and Student Refi. Sary helped me resolved the issue within 30 minutes compared to being on hold on the phone for an hour. Students need to visit refundselection.com and select how they would like any possible refunds delivered to them. Paul. I decided to leave a message on Twitter asking what I should do and I was going to call customer service when I was off work. Instead, you can write them via Facebook Messenger and get a reply within minutes. After a certificate or degree seeking student registers and pays for their first class, they will receive a 12-digit code through an email to the student.phsc.edu email address from BankMobile. Instead, their customer service strategy was predicated on customers reaching them through online channels or via phone. This is a tremendous feat considering the type of consumer checking accounts they offer. It's a fact. She is definitely great at her job and so is everyone else who helped me along the way. Happy banking! No, www.refundselection.com is not a scam website, but it's your duty to spot the red flags every time you are engaging in an online transaction. Watch the video below to see how to spot a fraudulent website: We have two more powerful fraud prevention tools that you should know about. BankMobile Disbursements is a service provided by BMTX, Inc. that helps colleges and universities across the U.S. deliver refunds to students. Still, its completely normal for people to ask these questions based on the relative newness of BankMobile, especially when compared to other well-established banks that have been around for 200 years or more! Press J to jump to the feed. You can get the dealHERE or by clicking the button below. Friday is great, but payday is better. 2) Deposit to a BankMobile Vibe Checking Account - If you . Grand Rapids Community College delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. An anti-cybercrime community alerting the public to web or internet threats. BankMobile reviews on the internet generally speak highly positively about the bank. Whether you accept it or not, your personal information is listed all over the Internet. Its content may no longer be timely or accurate. We have been helping students for over 20 years! So if you cant connect to a live representative over the phone, try out their social media options. Cathy did a wonderful job explaining the status of my refund and what my next steps would be in receiving it. Merchants have up to 5 business days to post transactions to your Vibe account after the preauthorization of your purchase has occurred. Mike. Thank you Hasina for this wonderful review, I appreciate it! I only have it for financial aid otherwise I would only deal with credit unions! If you need me to screenshot the Twitter message Paul sent to help me, let me know. Is it safe? Here's how to know if a travel website selling, If you are an avid traveler, beware of the new TSA PreCheck Scam. Create an account to follow your favorite communities and start taking part in conversations. In 2017, GlobeNewswire.com announcedthat BankMobiles Vibe account holders save over $62 million per year. Nonetheless, there is one ironic instance: the more popular a website gets - whether it belongs to the same Banking field or not - the more online complaints it receives. They were respectful and didn't complicate things. Enter your Student ID Number in the College ID Number field. However, you need to check out a few important details below about this website and its Banking sector. How will I know when my money has been sent? Enter the personal code we sent in the mail and by email. A refund delivery method should be selected even if you are not expecting a refund. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Here is more below. on Facebook, Share Refund Selection Your choices for refund delivery are just a few clicks away! Refunds are processed after the posted add/drop date of the term and sent via the . Review of the BankMobile Website. And while receiving funds from other customers directly into your account is free, if you want to conduct a wire transfer to someone else it will cost $25. Then they sell it to third parties, including financial institutions, medicare companies, etc. When you see your refund processed on your ESC account, your funds will be sent to BankMobile Disbursements on the next business day. Refund Selection at refundselection.com is not a scam. It also. Thank you Navejot! If a credit balance remains on your account after your tuition, fees and other authorized charges are paid, a refund will be issued to you within seven days. We are glad Sary was able to quickly address your questions and concerns. Us, Student Mike, So I wrote a review for this clown bank and got a response but cant reply so I am replying this way I have verification from the school that my funds were released last week to you I have confirmation from the bank that the file is there the school confirmed this with the bank and yet the funds seem to be in the wind and its on the bank end not the school and the school also confirmed that Monday made 2 business days and there is no reason that my money is not in my account..bank continues to try and transfer me to the automated system even though the delay that they and the school said shouldnt be happening is happening..this has been a ongoing issue, Hello Julianna. In conclusion, you still need to be careful when conducting business on ANY site, not just www.refundselection.com. It is hard to make everyone happy, so if you believe that this 91.40 rating needs to be lower or even higher, you could make your word count. Mike. I contacted BankMobile on Twitter and gave me a few tips however that wasnt helpful. Not one time was I nervous or freaking out cause Paul laid everything out for me. Paul was very helpful and helped me get my account back in a matter of minuets. For the Scam Detector readers, Guardio offers a 20% discount. When you see your refund processed on your ESC account, your funds will be sent to BankMobile Disbursements on the next business day. Happy New Year! By having your paycheck direct deposited to your checking or savings account you may be able to get paid up to two days early. Thank you Faith for the review and the recommendation! I am glad I was able to quickly address your concerns. As an authority website vetted online a long time ago, the business is, without a doubt, Trustworthy. This information tells you just how successful this bank is, who benefits the most, and who it is dedicated to serving. You typed in the domain www.refundselection.com even though you have heard of this business before. Dont wait! The check is legitimate as it comes from your school. Now those customers are stuck using BankMobile for some services and a more traditional bank for others. BankMobile is on a mission to make banking experiences that customers love to use every day. Typically, it takes -2 business days for the receiving bank to credit the money to your . <META http-equiv="refresh" content="0;URL=/refundselection/jsDisabled.html"> <img height="1" width="1" alt="" style="display:none" src="https://www.facebook.com/tr?id . LinkedIn To avoid any delays in accessing your money, you must select a refund option. Refund Selection at refundselection.com is not a scam. Thats why they love the ease and convenience of using a banking application for their needs. Even though we can see a lot of benefits from using BankMobile and its banking application, there are also some downsides. refundselection.com was registered 8 years 4 months ago. You were such a pleasure to help. Contact Having refund options increased student customer service and processing costs were reduced. Thanks again! and our According to statistics, online banking is now being used by 51% of adults in the United States. They have been helping students for over 19 years! Thank you! Without the cost of physical locations, these banks have the opportunity to lower their fees and save consumers a lot of money. of those, 110 complaints were closed in last 12 months Although not required, almost two million students have chosen to open a Vibe account as we have successfully partnered with seven hundred schools across the USA. Just avoid this shit when it comes in the mail. Banks that can conduct their business mainly through the internet provide a host of benefits to their customers. The most important conclusion to be made in this BankMobile Review is that BankMobile is safe, reliable and legit. We appreciate the review of BMTX Annie! BankMobile Review | Negative Sides of the Company & BankMobile Complaints. The average cost for using a BankMobile Vibe account isless than $34per year. Last but not least, Surfshark offers 76% off + two months free to the Scam Detector readers. Those who use cash regularly will prefer banks that have more ATMs close to them. The school then subtracts their tuition and fees from this amount. Beware of an extra "i" inserted upon redirect. It is a domain having .com Please give Sary a raise he deserves it. Safe. Cookie Notice Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. They are 100% legit companies, but there are always complainers about them. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Sary was very quick and helpful. Ok that was so appreciated. The leftover money is known as a refund. So to finally answer the question, Is BankMobile safe? Yes, we believe so! Created: 15:00:27, Friday, Feb 3, 2017 (by Deb M.)Updated: 15:00:27, Friday, Feb 3, 2017 (by Deb M.). If you're not expecting anything that might be why you can't log in, you probably have no funds available. See if the website is legit with our validator: Here are the best ways to spot a scam this year. A lot of colleges uses BankMobileVibe for school refunds. Remember that even legitimate businesses have complaints and unhappy clients. From the website's popularity, customer service, online reputation, and IP address to Alexa rank, genuine social media praise, and mentions in other authoritative websites, www.refundselection.com checks all the boxes. Bankmobile credits its low overhead, due to not having any physical branches, for its ability to offer higher interest rates on savings accounts. The banks online-friendly options, mobile banking application that works perfectly, and low fees are three essential features that will attract customers. And its legit? Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. My experience with BankMobile was great. YouTube. My Community college uses that website for financial aid so whatever excess financial aid I got, it was deposited through BankMobile. Jay Sidhu is also the CEO of, BankMobile continues to expand its market share and is now serving millions of clients around the United States. Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Here are some of the most common complaints: Unlike traditional banks, customers dont have access to standard types of loans. 2023 BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. Accounts provided by Customers Bank, Member FDIC & Equal Housing Lender. Read on to find out. If you still can't find what you need, feel free to contact us. Be on the lookout for your Personal Code. This includes financial aid refunds, bookstore returns, RaiderCard refunds, overpayments or dropped class refunds. Due to the high number of questions including Is BankMobile legit? and Is BankMobile safe? combined with searches for objective reviews of BankMobile, we decided to research the firm and publish our findings in this BankMobile review article. Email Address. I am happy I was able to quickly address your issues and answer your questions. They also gave me an important tip: even if your account is suspended, you can still unlock it if your phone number is registered to receive Mobile Alerts. Selecting a refund delivery method with BankMobile Disbursements ensures you will receive your funds in the quickest, most reliable, and safest method possible. GRCC'S Process for Student Refunds. I needed help on how to do refund selection for my new school. I hate this bank! All Rights Reserved. As of 6 PM ET on 1/10/23, we have only received your file from your school, however, have not received your refund yet.BMTX discloses to all students that we will process student refunds the same business day once the funds are received from the schools. Your school delivers your refund quickly and securely with BankMobile Disbursements. I decided to use their social media support on Twitter. It may have been moved, renamed or Students can select how they receive their refunds based on the refund preferences offered by their school. Ive had no issues. Follow the instructions and use the code to select your desired method of delivery. Required fields are marked *. If you do, you can quickly reset your own password in under two minutes even if your BMTX profile is suspended. Delivering 100% of your refund Keeping your data secure Allowing students to change refund preferences at any time Providing students with clear choices Offering great customer service Is BankMobile legit? Write Your Comment, Question, Answer, or Review, Fake Anti-Spyware - Virus - Optimization Software, Hoax - Fake-News - Pranks - Chain Letters, Lottery - Donation - Inheritance Scams - Ponzi Schemes, Phishing - Scamming - Fraud - Identity Theft, Virus - Malware - Trojan - Ransomware - Spyware, Check the comment section below for additional information, share what you know, or ask a question about this article by leaving a comment below. You will use this code to start the process of choosing how you want your money delivered. Luckily, there is a solution. Check this: they hide your online searches, which means you will get only organic search results, without tracking and follow-up ads. Additionally, when they first launched, BankMobile tried to introduce a few new banking ideas that were considered somewhat unorthodox by the public. Enter "Northwest Mississippi Community College" in the School Name field. When you see your refund processed on your ESC account, your funds will be sent to BankMobile Disbursements on the next business day. Disclaimer: This news item was originally posted on Friday, Feb 3, 2017. on Twitter, Share PayPal Scams: Full List I was having trouble with login info. If you have not previously created a BankMobile profile, you will be asked to . Thats against the law. http://www.esc.edu/student-accounts/financial-aid-refunds/refunds-faq/ Take care. Paul. BankMobile was founded in 2014, so its normal for people to wonder if it could be a scam. We have reached out to you directly to address your concerns about your Vibe account. For only $6.49/month its totally worth it. This is an unfortunate situation for more-established customers who choose to bank with them and would prefer to have all their banking needs met by just one bank. Money is available 1 2 business days after we receive the funds from the school. Please share your experience. Sign-in. The Scam Detectors algorithm gives this business the By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Scam artists buy and sell sucker lists with the names of people who already have lost money to fraudulent promotions. on WhatsApp. Go. Students should have received a green envelope containing a personal code prior to receiving the email. Love the review, Anthony! Select how school refunds should be delivered to you.